How does KeySavvy work?

The safest way to accept payment for any vehicle on any marketplace.


Add your vehicle to KeySavvy

When you add your vehicle to KeySavvy, we'll give you a link that buyers can use to pay you online.

List your car for sale on any marketplace

Advertise wherever you like. Include your payment link or QR code image in your ad to deter scammers.


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Ask your buyer to pay online

There's no need to handle cash or verify a cashier's check. Buyers can use your payment link to pay online using their bank account.

Get paid

Hand over the keys and we transfer the funds directly to your bank account.


Frequently Asked Questions

Unlike payment apps like PayPal and Cash App, KeySavvy verifies the seller's ownership, checks for liens, and verifies the vehicle's title. If the buyer pays with KeySavvy, we guarantee that the buyer will receive a clear title to a vehicle they can legally register.

Even when buyers pay their seller with cash or a cashier's check, we are still able to verify the seller's ownership, check for loans and liens, and verify the title.

Buyers pay a flat fee of $49 to verify their seller's ownership and title. There is no additional fee to pay the seller with KeySavvy. When financing the purchase with your own bank or credit union, we charge an additional $49.

KeySavvy does not charge a fee for sellers that have their title in hand. If the seller has a loan, KeySavvy charges $99 to pay off the loan as part of the sale. Seller verification is always free to sellers.

The seller and vehicle verification process generally takes 5-10 minutes. If the buyer uses KeySavvy to pay online, we usually approve the transaction within 10 minutes.

KeySavvy uses third-party identity verification technology to confirm the seller's identity. We then use a combination of public records, seller-provided information, and DMV records to verify that the seller is the legal owner of a vehicle.

We do not share the seller's personal information with the buyer, and we do not share the buyer's personal information with the seller.

KeySavvy provides a NMVTIS vehicle history report, verifies the identity of the buyer and seller, and checks for loans and liens that would prevent the buyer from registering the vehicle.

CARFAX and AutoCheck provide vehicle history reports, but they don't protect against buyer or seller fraud, or allow buyers and sellers to complete their transaction online.

More questions?

We're happy to answer them. Send us an email, text, or give us a call!

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Copyright © 2022 KeySavvy, Inc., a public benefit corporation.

KeySavvy is a licensed auto dealer, regulated by Minnesota Driver & Vehicle Services. License #DLR100357.