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How does KeySavvy work?

The safest way to accept payment for any vehicle on any marketplace.

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Add your vehicle to KeySavvy

When you add your vehicle to KeySavvy, we'll give you a link that buyers can use to pay you online.

Share your KeySavvy link

Share your KeySavvy link with your buyer or list your car for sale wherever you like. Include your link or QR code image in your ad to deter scammers.

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Ask your buyer to pay online

There's no need to handle cash or verify a cashier's check. Buyers can use your payment link to pay online using their bank account.

Get paid

Hand over the keys and we transfer the funds directly to your bank account. If you have a loan, we'll pay your lender directly to close the account.

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Get Started

Frequently Asked Questions

How is KeySavvy different from PayPal and other payment services?

Unlike payment apps like PayPal and Cash App, KeySavvy verifies the buyer's identity and the seller's ownership of the vehicle. We guarantee that the buyer will receive a clear title to a vehicle they can legally register. In contrast, PayPal explicitly excludes vehicles from purchase protection.

Other peer-to-peer payment services are primarily intended for smaller transactions between friends and family. They have limits that are much lower than a typical vehicle sale price. KeySavvy has no transaction limit and guides buyers and sellers through the process, including help with all the necessary paperwork.

Does KeySavvy charge buyers a fee?

Buyers pay a flat fee of $99. Buyers and sellers can also choose to split fees equally, or have one party pay all fees.

Does KeySavvy charge sellers a fee?

KeySavvy does not charge a fee for sellers that have their title in hand. If the seller has a loan, KeySavvy charges $99 to pay off the loan as part of the sale.

Buyers and sellers can also choose to split fees equally, or have one party pay all fees.

How long does it take to buy or sell a vehicle with KeySavvy?

The seller and vehicle verification process generally takes 5-10 minutes. After the buyer pays with KeySavvy, we usually approve the transaction within 10 minutes.

Are electric vehicles eligible for the 2023 Used EV Tax Credit?

Yes! Unlike traditional private party sales, when you buy an eligible used electric or plug-in vehicle using KeySavvy, you may qualify for a tax credit of 30% of the purchase price, up to $4,000.

The vehicle must be in the IRS list of eligible vehicles
You must be a qualified buyer
The vehicle must not have been sold to another qualified buyer after August 16, 2022. KeySavvy will help confirm the vehicle's eligibility.

Because the tax credit is partially based on your income, we cannot determine your personal eligibility. Review the IRS Used Clean Vehicle Credit website or consult a tax professional to confirm your eligibility.

How do you verify a seller's ownership?

KeySavvy uses third-party identity verification technology to confirm the seller's identity. We then use a combination of public records, seller-provided information, and DMV records to verify that the seller is the legal owner of a vehicle.

We do not share the seller's personal information with the buyer, and we do not share the buyer's personal information with the seller.

How does KeySavvy compare to CARFAX or AutoCheck?

KeySavvy provides a NMVTIS vehicle history report, verifies the identity of the buyer and seller, and checks for loans and liens that would prevent the buyer from registering the vehicle.

CARFAX and AutoCheck provide vehicle history reports, but they don't protect against buyer or seller fraud, or allow buyers and sellers to complete their transaction online.

Do you create a bill of sale?

Yes, KeySavvy generates a bill of sale automatically. Buyers and sellers will e-sign this document and can keep it for their records.