Buy and sell cars worry-free on
any marketplace
KeySavvy is a secure and easy way to pay and get paid when buying or selling a car.
How private party sales should be.
Pay Online
Buyers can pay sellers online using their bank account. No need to meet at the bank or carry large amounts of cash.
Scam Protection
KeySavvy eliminates title and payment fraud by verifying the buyer's identity and the seller's ownership of the vehicle.
Help With Paperwork
Still have a loan or lost your title? Expired registration? KeySavvy works with even the most complicated sales.
How does it work?
When Selling a Car
Add your vehicle to KeySavvy and we'll give you a link that buyers can use to pay you online. After we verify their payment, you can hand over the keys and we'll transfer the funds directly to your bank account.
When Buying a Car
KeySavvy verifies your seller's ownership so you avoid the risk of title fraud that would prevent registration. You can pay your seller with a bank account, credit card, or Zelle.
Supported Everywhere
You can accept payment with KeySavvy on any site. List anywhere (or everywhere) you want.
Frequently Asked Questions
How is KeySavvy different from PayPal and other payment services?
Unlike payment apps like PayPal and Cash App, KeySavvy verifies the buyer's identity and the seller's ownership of the vehicle. We guarantee buyers receive a clear title and sellers get paid. In contrast, PayPal explicitly excludes vehicles from purchase protection.
Other peer-to-peer payment services are primarily intended for smaller transactions between friends and family. They have limits that are much lower than a typical vehicle sale price. KeySavvy has no transaction limit and guides buyers and sellers through the process, including help with all the necessary paperwork and title transfer. As a licensed dealer, we have access to data that enables more thorough verification and helpful services like temporary operating permits.
Does KeySavvy charge a fee?
Sellers pay a flat fee of $79. If the vehicle has a loan, KeySavvy charges an additional $99 to pay off the loan as part of the sale.
Buyers also pay a flat fee of $79.
Buyers and sellers can split fees equally, or have one party pay all fees.
How long does it take to buy or sell with KeySavvy?
After the seller adds their vehicle to KeySavvy and a buyer accepts their price, verification generally takes 5-10 minutes. If the seller has a loan, we'll contact their lender which can delay a transaction depending on the lender. After the buyer submits payment, we usually approve the transaction within 15 minutes.
Tips for using KeySavvy when you're in a rush.
Are electric vehicles eligible for the 2023 Used EV Tax Credit?
- The vehicle must be in the IRS list of eligible vehicles
- You must be a qualified buyer
- The purchase price must be $25,000 or less.
- The vehicle must not have been sold to another qualified buyer after August 16, 2022. KeySavvy will help confirm the vehicle's eligibility.
Because the tax credit is partially based on your income, we cannot determine your personal eligibility. Review the IRS Used Clean Vehicle Credit website or consult a tax professional to confirm your eligibility.
How do you verify a seller's ownership?
KeySavvy uses third-party identity verification technology to confirm the seller's identity. We then use a combination of public records, seller-provided information, and DMV records to verify that the seller is the legal owner of a vehicle.
We do not share the seller's personal information with the buyer, and we do not share the buyer's personal information with the seller.
How does KeySavvy compare to CARFAX or AutoCheck?
KeySavvy provides a NMVTIS vehicle history report, verifies the identity of the buyer and seller, and checks for loans and liens that would prevent the buyer from registering the vehicle.
CARFAX and AutoCheck provide vehicle history reports, but they don't protect against buyer or seller fraud, or allow buyers and sellers to complete their transaction online.
Do you create a bill of sale?
Yes, KeySavvy generates a bill of sale automatically. Buyers and sellers e-sign this document and can download it from their dashboard at any time in the future.
Copyright © KeySavvy, Inc., a public benefit corporation.
KeySavvy is a licensed auto dealer, regulated by Minnesota Driver & Vehicle Services. License #DLR100357.