Your buyer can securely pay for your RV online and you're protected from scams.
Cash can be counterfeit, lost, or stolen and is annoying to deposit.
Cashier's checks are commonly forged and require bank verification.
We'll ask a few questions about your loan and give you a link that buyers can use to pay you online.
Share your KeySavvy link with your buyer or list your car for sale wherever you like. Mention KeySavvy in your ad so buyers know they're guaranteed to get a clear title.
When a buyer accepts your price, we'll get your loan payoff amount from your lender. If you owe more than your sale price, you can pay the difference at the same time your buyer pays.
Hand over the keys and we'll pay your lender directly. The remainder is direct deposited to your bank account, minus our flat fee.
You can accept payment with KeySavvy on any site. List anywhere (or everywhere) you want.
Buyers and sellers each pay a fee of $79. If the vehicle has a loan, KeySavvy charges an additional $99 to pay off the loan as part of the sale.
Buyers and sellers can split fees equally, or have one party pay all fees.
Many buyers will refuse to purchase your RV if you don't have a clear title to sign over to them. You could pay off your entire loan first and wait to get your title from the bank. You could also sell or trade your RV to a dealer and they would handle the loan payoff, but they'll pay you much less than a private buyer.
KeySavvy is a licensed dealership, so we can pay your lender directly and sign the title over to your buyer. We'll give your buyer a temporary permit so they can legally drive your RV while waiting to receive the title from us in the mail. What do you get? A higher selling price.
Yes! You don't need to pay off your loan before you sell your RV -- KeySavvy will pay it off as part of the sale process. We charge sellers a $99 fee when there is a loan or lien on a vehicle.
How to sell a financed car with KeySavvy
Yes. If your loan is more than the sale price of the vehicle (called "negative equity", "upside-down", or "underwater"), you can still sell with KeySavvy. In fact, we make it easier because you don't have to pay off your entire loan before selling your RV.
When you agree on a price with a buyer, we'll get a 10-day payoff quote from your lender. We'll collect the difference between the sale price and the payoff amount from you before your buyer picks up the vehicle.
KeySavvy processes transactions as a dealer by buying the vehicle from the seller and selling it to the buyer. This process enables us to verify titles, issue temporary permits and access DMV data that would otherwise be inaccessible.
To process the transaction as a dealer, we need to receive the title from the seller or their lienholder. If the seller has their title, we'll provide detailed instructions for signing and mailing it to KeySavvy. Upon receipt, we'll reassign it to the buyer and ship it with tracking to the buyer's mailing address.
If the seller has a loan and doesn't have their title, we'll mail the seller a power of attorney form and a return envelope. This allows us to sign the title on their behalf when we receive it from the lienholder.
Yes, you control the sale price of your vehicle. KeySavvy is not involved in the price negotiation between you and your buyer.
When your buyer pays with KeySavvy, we can send payment by direct deposit (ACH), check, and in some cases, Zelle. You can choose how you'd like to be paid on your account page. The person receiving the payment must be a legal owner of the vehicle.
After we verify and approve a sale, we'll send the seller an email letting them know it's OK to give the RV to the buyer.
If the seller has a loan and doesn't have their title, we'll initiate their payment and a payment to their lienholder when the buyer or their shipper pick up the RV.
If the seller has their title, we'll provide a state-specific guide for signing and mailing it to KeySavvy. We'll initiate their payout when we receive the title and the buyer or their shipper pick up the RV.
We need to receive the title to verify it doesn't have any errors or omissions that would prevent the buyer from registering the RV. If we find any issues, we work with sellers to help resolve them. We guarantee sellers get paid, but we also guarantee buyers get a clear title and this is an important part of our process. Some sellers choose to mail their title in advance, before handing over the keys, but it isn't required. The sale is final when the buyer or their shipper pick up the vehicle, whether or not we've received the title.
After KeySavvy verifies your buyer's payment and approves a sale, we'll send you an email letting you know it's OK to give your vehicle to the buyer. Don't give your vehicle to the buyer until we've verified your buyer's payment. After we approve, you and the buyer can determine when and where to meet to hand over your keys or arrange vehicle shipping.
Yes, KeySavvy generates a bill of sale automatically. Buyers and sellers e-sign this document and can download it from their dashboard at any time in the future. The bill of sale will state that the vehicle is being sold in "as is" condition.
KeySavvy does not advertise your RV, but sharing your KeySavvy link in your ad can help buyers feel comfortable purchasing your RV. To find a buyer, you'll want to advertise your RV for sale on one or more online marketplaces such as Vanlife Trader, Craigslist, Facebook Marketplace, RVT.com, RV Trader, etc. Our blog has lots of great resources to help sellers, like marketplace reviews and guides for creating stellar ads.
When you sell your RV on consignment, a consignment dealer takes possession of your RV, lists it for sale, and shows it to buyers. When the vehicle sells, the dealer pays you the sale amount, minus the consignment fee. Typically, the consignment fee is 5-20% of the sale price, or a flat fee of $1,000 or more, depending on the vehicle. While you wait for the consignment dealer to sell your car, you can't drive your RV, but you still have to pay for registration and insurance, and you keep making monthly payments if your RV is financed.
When you sell your RV yourself, you can continue using your RV while it's for sale. When you use KeySavvy to accept payment, we handle the paperwork just like a dealer would, but you save thousands in consignment fees.
Yes, you can help another person sell their RV with KeySavvy. We do require all legal owners to verify their identity and e-sign the sale documents, and we can only send the seller's payment to a legal owner of the vehicle.
Yes, it is legal to sell your vehicle even if the registration has expired. In some states, such as California, the DMV may require you or the buyer to pay outstanding registration fees when selling it to a buyer within the state. If selling to a buyer out of state, you generally do not need to pay unpaid registration fees when the buyer registers the vehicle.
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KeySavvy is a licensed auto dealer, regulated by Minnesota Driver & Vehicle Services. License #DLR100357.