find my electric

Buy or sell your EV worry-free

Find My Electric and KeySavvy have teamed up to provide secure payment and title transfer.

Get started by entering the details below. We'll give you a link to share with your buyer or seller.

Enter the VIN

How does it work?

1

Verify your identity

Both the buyer and seller verify their identity with KeySavvy. We also verify title and registration to guarantee a worry-free transfer of ownership.

Buyer pays online

The buyer links their bank account and pays online. Wire transfers, Zelle, and credit cards are also accepted.

2

3

Exchange keys

The buyer and seller meet to exchange keys. If the vehicle is being shipped, buyers can arrange delivery with any shipper. We'll provide a temporary permit so it's legal to drive right away.

Seller gets paid

Sellers can get paid via direct deposit or by check. If they have their title, we'll provide detailed instructions for signing and mailing it to KeySavvy. If they have a loan, we'll pay it off.

4

Low, flat fees

Buyers
$79 transaction fee

Sellers
$79 transaction fee
$99 loan payoff fee
Learn about selling a financed car

Buyers and sellers can split fees equally, or have one party pay all fees. Our fee is paid when the transaction completes -- we never charge a cancellation fee.

Customers love us

"Absolutely amazing experience selling the car through KeySavvy. They are an A+ team. I cannot think of any better service."

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Mash, Nissan Leaf

Frequently Asked Questions

Buyers and sellers each pay a fee of $79. If the vehicle has a loan, KeySavvy charges an additional $99 to pay off the loan as part of the sale.

Buyers and sellers can split fees equally, or have one party pay all fees. Our fee is paid when the transaction completes -- we never charge a cancellation fee.

KeySavvy processes transactions as a dealer by buying the vehicle from the seller and selling it to the buyer. This process enables us to verify titles, issue temporary permits and access DMV data that would otherwise be inaccessible.

To process the transaction as a dealer, we need to receive the title from the seller or their lienholder. If the seller has their title, we'll provide detailed instructions for signing and mailing it to KeySavvy. Upon receipt, we'll reassign it to the buyer and ship it with tracking to the buyer's mailing address.

If the seller has a loan and doesn't have their title, we'll mail the seller a power of attorney form and a return envelope. This allows us to sign the title on their behalf when we receive it from the lienholder.

Yes! Unlike traditional private party sales, when you buy an eligible used electric or plug-in vehicle using KeySavvy, you may qualify for a tax credit of 30% of the purchase price, up to $4,000.
  • The vehicle must be in the list of eligible vehicles
  • You must be a qualified buyer
  • The purchase price must be $25,000 or less.
  • The vehicle must not have been sold after August 16, 2022 (except to the original owner). We'll help confirm the vehicle's eligibility.

Because the tax credit is partially based on your income, we cannot determine your personal eligibility. Review the IRS Used Clean Vehicle Credit website or consult a tax professional to confirm your eligibility.

Yes! Qualified buyers can apply the full EV tax credit toward the purchase of eligible electric vehicles with KeySavvy.

How does this work? If the sale price is $25,000 and qualifies for the maximum $4,000 credit, the buyer pays $21,000 to KeySavvy, and the seller receives the full $25,000 (minus our fee). After the buyer picks up the vehicle, the IRS pays us the remaining $4,000 directly.

After the seller adds their vehicle to KeySavvy and a buyer accepts their price, verification generally takes 5-10 minutes. If the seller has a loan, we'll contact their lender which can delay a transaction depending on the lender.

Most payments are verified immediately, even on nights and weekends, but can take up to one business day depending on the buyer's bank. If the sale price is greater than $50k, the buyer will be required to pay using a wire transfer. After payment is verified and both parties have e-signed the bill of sale, we usually approve the transaction within 15 minutes.

Some sellers prefer to wait until we receive their title before giving the vehicle to the buyer, but it's not required.

Tips for using KeySavvy when you're in a rush.

Yes, KeySavvy enables you to purchase a vehicle when the seller still has a loan or lien.

In a typical private party sale, the seller can't transfer ownership to you without first paying off their loan. Paying a seller with cash or a cashier's check and not receiving the title right away is risky for buyers. Because KeySavvy is a licensed dealer, we can handle the loan payoff and sale as part of the purchase process, and issue a temporary permit that allows you to legally drive the car right away.

How to sell a financed car with KeySavvy

Yes. If your loan is more than the sale price of the vehicle (called "negative equity", "upside-down", or "underwater"), you can still sell with KeySavvy. In fact, we make it easier because you don't have to pay off your entire loan before selling your car.

When you agree on a price with a buyer, we'll get a 10-day payoff quote from your lender. We'll collect the difference between the sale price and the payoff amount from you before your buyer picks up the vehicle.

Unlike payment apps like PayPal and Cash App, KeySavvy verifies the buyer's identity and the seller's ownership of the vehicle. We guarantee buyers receive a clear title and sellers get paid. In contrast, PayPal explicitly excludes vehicles from purchase protection.

Other peer-to-peer payment services are primarily intended for smaller transactions between friends and family. They have limits that are much lower than a typical vehicle sale price. KeySavvy has no transaction limit and guides buyers and sellers through the process, including help with all the necessary paperwork and title transfer. As a licensed dealer, we have access to data that enables more thorough verification and helpful services like temporary operating permits.

Yes, in order to register your vehicle, you will need to pay taxes and registration fees to your state. KeySavvy doesn't collect taxes and fees when you pay for your vehicle, except for Minnesota residents. For all other states, you'll pay taxes and fees when registering the vehicle at your local DMV. Some states exempt certain private party sales from tax and we'll notify you if we see you'll pay more in taxes as a result of us processing your transaction as a dealer.

If you're a Minnesota resident, KeySavvy will register the vehicle for you. We'll reach out to collect additional information, such as a picture of your insurance card and your preference for license plates.

Yes, KeySavvy works with most local banks or credit unions. Because KeySavvy is a licensed dealer, we're able to work with lenders that don't normally finance private party sales.

Before you shop for your car, we recommend you get pre-approval from your bank or credit union so you know how much you can borrow. Let your bank know that you're buying from an independent car dealer, since some banks don't offer loans on regular private party sales. Note that if your seller has a loan, most lenders won't allow you to finance your purchase.

When you and the seller agree on a price, you'll download a Purchase Order that you take to your bank. If approved, your bank will issue a check made out to KeySavvy, Inc. or send us a wire transfer for the amount financed. We do not accept "pre-approval" checks from lenders. After KeySavvy verifies the check and your down payment, you pick up your car, and we pay the seller and take care of the paperwork.

Yes, KeySavvy generates a bill of sale automatically. Buyers and sellers e-sign this document and can download it from their dashboard at any time in the future. The bill of sale will state that the vehicle is being sold in "as is" condition.

Yes, your payment is refundable (including our fee) until you pick up the vehicle from the seller or until it's picked up by a vehicle shipper. It can take up to 3 business days for refunds to be received after a transaction is canceled.

No, KeySavvy does not guarantee the condition of the vehicle, only secure transfer of funds from the buyer to the seller and vehicle ownership and title verification. We strongly encourage buyers to get vehicles inspected by an experienced mechanic before purchasing. Learn more about getting a pre-purchase inspection.

Buy and sell cars worry-free

KeySavvy makes it safer and easier to buy and sell cars on any marketplace.

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